Rooted in Trust

When it comes to protecting your customers, our roots run deep. From finance companies to banks, retailers and more, we understand what it takes to cultivate a successful program. As your trusted partner you can count on us to deliver the insight, expertise and collaboration your business needs to flourish.

 

Learn More

A Wealth of Experience

You have access to some of the most talented and experienced professionals in the industry. These dedicated experts give you a conduit to industry insight and innovation while delivering exceptional service for everything from working with your system and vendors to helping drive sales.

 

Learn More

Latest Headlines

Life of the South is now the #2 Credit Life/Health writer in the United States according to A.M. Best's annual ranking.

 

Learn More

  • Consumer Finance Companies

    As a significant provider of payment protection, LOTS is uniquely qualified to serve you and your customers.

     

    Learn More

  • Financial Institutions

    From traditional credit insurance to innovative debt protection programs, we have the tools, resources and expertise you can rely on for a successful program.

     

    Learn More

  • General Agents

    Life of the South has worked closely with General Agents specializing in the community bank and automotive markets for more than 30 years.

     

    Learn More

  • Retailers

    Our programs are used in hundreds of furniture, jewelry and appliance stores nationwide and our team has over 75 years of combined experience with some of the largest retailers in the country.

     

    Learn More

  • Vacation Ownership Developers

    From traditional credit insurance to innovative debt waiver programs, our experienced team can help you find the right solution for your customers to ensure their dreams are protected.

     

    Learn More