Insurance Company of the South

Insurance Company of the South (ICOTS) is a Georgia-domiciled property and casualty insurance company that provides credit-related property insurance in Georgia and North Carolina. The company's product offerings include: collateral protection on real estate and autos, credit property, contractual liability covering debt cancellation, vehicle service contracts and extended service contracts, involuntary unemployment insurance and non-file. The majority of the premium generation is developed through networks of small loan companies and small regional banks.

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