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About Life of the South

  Overview
  Why Life of the South

Why Should You Do Business With Life of the South?

  1. Excellent Reputation in the Marketplace
    Customer Testimonials
    • David Wilcox – Manager of Payment Protection with BB&T
    • Brooke Hallock – Director or Marketing with Capital City Bank
    • Bob Lewis – Chief Operating Officer with Faulkner Organization
    • Sandy McLean – Chief Executive Officer with World Acceptance Corp
    • William C. Sargent, Jr. – Vice President / Insurance Manager
  2. Full Portfolio of Products through Admitted Insurance Companies:
    • Range of credit insurance and other products and services to meet the needs of lenders and other financial services clients
    • Licensed in over 40 states
  3. Mass Marketing Capabilities to leverage the breadth of your investment in your customer database.
  4. Superior Marketing and Selling Capabilities
    Integrated Business Intelligence (IBI) is a disciplined, fact-based approach to decision making that integrates our financial modeling, operational cost and absolute return criteria to enhance your investment.
  5. America's Premier Insurance Administrator:
    Since 1994 LOTS has been the administrator of choice for industry icons such as Prudential, Aetna, and Protective that look to outsource operations. Our conversion and administrative capabilities are unparalleled offering customers speed, accuracy and reliability.
  6. Leading Mass Marketing Administrator in the United States: In 2002 LOTS partnered with AIG for a mass marketing campaign which resulted in LOTS being identified as the leading administrator and mass marketer of insurance products in 2003. This success is due in large measure to LOTS proprietary technology, which is a uniquely robust platform for the development, launch and administration of mass marketed insurance and non-insurance products.
  7. Leader in Debt Cancellation Administration: LOTS is an acknowledged center of excellence for financial institutions seeking to migrate from traditional credit insurance to debt cancellation. We have developed proprietary technology to support debt cancellation which provides our customers distinctive marketing, risk management and operational advantages. Thus, LOTS is positioned to both streamline and monetize the debt cancellation process in a way unmatched by its competition.
  8. Proprietary Technology: LOTS developed proprietary technology to administer and mass market insurance and non-insurance products through a variety of financial institutions. Unlike the systems offered by the competition, our technology seamlessly interface with the most popular applications used by financial institutions and their third party processors. This technology also eliminates redundant costs for financial institutions and is critical to managing risk.